Financial Planning — Whole-Person Approach to Wellbeing
Helping you prepare for life’s next chapter.
Whether you’re preparing for retirement, navigating a career transition, or simply wondering if you’re on the right track, your next chapter deserves more than financial planning alone.
Start a ConversationBernice
Why This Matters
The biggest questions in life are rarely just financial.
- Am I ready?
- Will I have enough?
- Am I making the right decisions?
- What kind of life do I want after work?
- Who can I trust to guide me?
Preparing for your next chapter is about more than numbers. It’s about making decisions today that support the life you want tomorrow.
My Philosophy
“Money is important. But it’s only one part of living well.”
A Whole-Person Approach to Financial Wellbeing means aligning your finances with your values, your relationships, your purpose, and the life you want to live. That’s why every recommendation begins with understanding you before discussing your finances.
My Promise to You
Every conversation. Every recommendation. Every decision. Guided by five commitments.
- 01ClarityHelping you understand where you are today, where you want to go, and the path to get there.
- 02ContinuityBuilding a trusted relationship that grows with you through every stage of life.
- 03ConvenienceSimplifying financial planning so you can focus on living your life.
- 04CompetenceProviding thoughtful advice grounded in experience, professionalism, and integrity.
- 05CoachingHelping you make informed decisions through meaningful conversations — not simply telling you what to do.
About
For over 12 years, I’ve helped individuals and families navigate some of life’s most important financial decisions.
Over the years, I’ve realised something. People aren’t simply looking for better investments or insurance policies. They’re looking for clarity. They’re looking for confidence. They’re looking for someone they can trust.
My journey into counselling and positive psychology reinforced something I had always believed: true financial wellbeing cannot be separated from the rest of life. Every financial decision is connected to our values, our relationships, our purpose, and the future we hope to create.
My goal is simple: to help you move forward with clarity, confidence, and peace of mind.
Help
No two journeys are the same. Every recommendation begins by understanding what matters most to you.
Retirement & Next Chapter Planning
Helping you prepare financially and emotionally for one of life’s biggest transitions.
Investment Planning
Creating an investment strategy aligned with your goals, values, and long-term vision.
Wealth Protection
Protecting your income, your family, and the future you’ve worked hard to build.
Estate & Legacy Planning
Helping you pass on your wealth intentionally and according to your wishes.
Cash Flow Planning
Structuring your income and spending so you can live fully today while building toward tomorrow. [[ AI-drafted — please review ]]
Ongoing Partnership
Life changes. Your financial plan should too. We’ll review, adapt, and grow your plan together over time.
What Clients Say
“I didn’t just leave with a financial plan. I left with clarity and confidence about what came next.”
“Bernice helped us simplify years of financial decisions into one clear roadmap. We finally feel at peace about the future.”
FAQs
A few things people ask before we talk.
Who do you work with?
Busy professionals and families preparing for retirement or another important life transition.
Is the first meeting complimentary?
Yes. Our first conversation is simply an opportunity to understand your goals and see if we’re the right fit.
Do I need to be close to retirement?
Not at all. Planning earlier gives you more options and greater peace of mind.
Do you only provide investment advice?
No. My approach covers retirement planning, wealth protection, investments, estate planning, and long-term financial guidance.
What makes your approach different?
I combine over 12 years of financial planning experience with a background in counselling and positive psychology, taking a Whole-Person Approach to Financial Wellbeing.
How often do we meet?
At least once a year, but I believe financial planning is an ongoing partnership, not a one-time transaction.
Let’s Talk About Your Next Chapter
Every meaningful journey begins with a conversation.
Whether you’re wondering if you’re on track, preparing for retirement, or looking for a trusted long-term adviser, I’d love to hear your story.
- Email[email protected]
- Phone+65 9727 7305
- Office20 Collyer Quay #01-02, Singapore 049319
- LinkedInsg.linkedin.com/in/bernice-lee
- Digital Name CardSave my contact
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